🏡 Bilt Just Changed the Game (Again)

Hey there,

Until now, Bilt Rewards has been the go-to card for renters, allowing you to earn points just for paying rent.

But starting in 2026, homeowners are getting a slice of the pie.

Bilt is launching three new credit cards that let you earn points on your mortgage payments. That’s a first in the industry, and a huge shift in how we think about everyday rewards.

Backed by Cardless and powered by Mastercard, these cards are designed for one thing: turning your biggest monthly bill into a powerful earning tool.

Here's what we know:

✅ Earn points on mortgage payments – no fees, no gimmicks.
✅ Three card tiers – a no-annual-fee version, a $95 fee version with a handful of perks, and a $495 fee version with even more premium perks.
✅ Redeem points for travel, fitness, dining, and even toward your next home purchase.
✅ Available in early 2026, open to anyone—not just renters. More details will be available this fall.

This move comes as Bilt just raised $250 million in funding, bringing its valuation to $10.75 billion. Translation? They’re just getting started—and they’re coming for both renters and homeowners now.

Why it matters:
Your mortgage is likely your biggest expense. If you're not earning rewards on it, you're leaving money on the table. Bilt’s new cards give you a way to turn your home into a rewards engine.

What to do next:
👉 Start earning with Bilt now if you’re renting. Sign up here.
👉 Stay tuned—we’ll keep you posted when these cards officially launch.

The bottom line?

Whether you rent or own, Bilt wants your biggest bill to start paying you back.

Until next time,
-Sean

Founder, One Smart Dollar
Publisher of The Banking Edge

P.S. Know a homeowner who’d love this? Forward this email, they’ll thank you later.